We know, by angle sum property, the sum of angles of a quadrilateral is 360°.
The given angles are 98°, 72°, 105°.
Let the fourth angle be x°.
Then, 98° + 72° + 105° + x = 360°
⇒ 275° + x = 360°
⇒ x° = 360° - 275°
Therefore, the fourth angle is x = 85°
The exterior angle of the fourth angle is 180° - 85° = 95°